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Laddering deposit

 Months​  Tenure (18 Months, Monthly step-up = 0.15 )  Tenure (24 Months, Monthly step-up = 0.15)

Month-1

0.25

0.5

Month-2

0.40

0.65

Month-3

0.55

0.80

Month-4

0.70

0.95

Month-5

0.85

1.10

Month-6

1.00

1.25

Month-7

1.15

1.40

Month-8

1.30

1.55

Month-9

1.45

1.70

Month-10

1.60

1.85

Month-11

1.75

2.00

Month-12

1.90

2.15

Month-13

2.05

2.30

Month-14

2.20

2.45

Month-15

2.35

2.60

Month-16

2.50

2.75

Month-17

2.65

2.90

Month-18

2.80

3.05

Month-19

-

3.20

Month-20

-

3.35

Month-21

-

3.50

Month-22

-

3.65

Month-23

-

3.80

Month-24

-

3.95

Average Payout rate Upon Maturity 1.53 2.23
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