Activate Your Credit Card


Activate by phone

Call 4449 0000 with your Commercial Bank registered mobile number, enter your telephone banking PIN number and you will be prompted to activate you Card. If you don’t have a telephone banking number, our if you are using a telephone or mobile number that you have not registered with Commercial Bank then follow these steps:
  1. Press 2 for English
  2. Enter your QID, Credit Card, ATM or Account number followed by #
  3. Enter your registered mobile number
  4. You will be prompted to enter your telephone banking PIN number.
  5. Once you PIN is set up, you will automatically be prompted to activate your Credit Card


Activate by SMS

Simply SMS:  C and the last 4 DIGITS of your card to 92611
e.g. if the last 4 digits of your card are 4567, then send C4567 to 92611


Activate through Online Banking


  1. Login to Internet Banking by visiting
  2. Click on "My Tools" in the main menu
  3. Select "Manage Your Cards" from the drop down list
  4. Under the drop down menu beside your listed Card(s) please select to Activate.

Activate through Mobile Banking


 1. From the home screen, click on the "Services" icon in the main menu.


2. Select "Credit Card Services" from the Services list.

3. Click the "Activate" button for your card that is pending activation.

4. Enter your card expiry date then click the "Confirm & Activate" button.

 5. An authorisation code will be sent to your phone via SMS.

    • Enter your authorisation code

6.  Your card is now activated and ready for use.



Get a Credit Card Now

  • Apply by phone,
    call 4449 5060
    For Customer Service,
    call 4449 0000